If you come to the Bay Area to work, you may have family elsewhere to visit. Some people visit back home in Asia, or Europe or within the USA every year. If you are single it may be affordable. However if you have a family, it may get expensive. This is where Airline Credit Cards come into the picture. Many credit cards offer a signup up bonus that can sometimes cover a long distance rountrip. If not to Europe or Asia, it may cover a trip to the East Coast or to Hawaii.