Some apartments and condo landlords may require you to have renters insurance when you rent a place. Lemonade is an affordable choice.
We have made a ~$4000 USD claim to Lemonade due to water damage. Keep in mind that a renters Insurance covers the damages that you cause to others, i.e for example our downstairs neighbor. The damage to your own rental unit should be covered by the landlord’s insurance. Lemonade also covers damage to your own property within the unit. For example if your laptop is dead because of water damage, or your tv falls and breaks due to earthquake they are likely to cover it.